Lender Resources
At 1st Alliance Land Transfer we value the importance of every client and their loan. With our flexible closing schedules, we offer both evening and weekend closings. Rest assured that the highest level of customer service will be provided by our experienced staff. Let us surpass your expectations!
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Power of Attorney Representation & Requirements
The use of a Power of Attorney (POA) should only be used if there is no other reasonable alternative, however can be used to avoid a delay if a Buyer or Seller is unable to attend settlement. A POA is written authorization to represent or act on another's behalf in certain circumstances. It can be for private matters, business, or some other legal matter. We refer to the person authorizing the other to act is as the principal and the one authorized to act is the agent or the attorney-in-fact.
For a purchaser, the mortgage lender and title company must give their approval on both the use of the POA and the content of the document.
As a preferred alternative to a POA, very often, when a seller is unavailable for settlement, the title company can make arrangements to have their documents signed separately.
DISCLAIMER: This information is intended for educational purposes only and does not constitute legal advice. You should not rely or act upon any information contained in this article without seeking the advice of qualified legal counsel.